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How Lane Splitting Can Affect Your Motorcycle Accident Claim in Louisiana

Lane splitting is a risky move in Louisiana, not just on the road, but also in the courtroom. If you are in a crash while riding between lanes, your accident claim could take a serious hit.

Louisiana law doesn’t give motorcyclists a free pass when it comes to traffic rules. In fact, it plays hardball.

The law says motorcycles have to stick to the same rules as cars, which means staying in one lane and not weaving between them. If you get hurt in an accident while lane splitting, the other driver’s insurance will jump at the chance to say you broke the rules and caused the crash.

In turn, this can knock down how much money you are able to get for your injuries.

How Fault Works in a Lane Splitting Crash

Even if the car driver did something wrong too, your own mistake counts. Louisiana follows something called “comparative negligence.” That means if you are found partly at fault, your payout shrinks by that percentage. So, if the court says you were 30% at fault for lane splitting, you will only get 70% of the money you would normally receive.

Rid / Unsplash / The big problem with lane splitting in Louisiana is how it hands the other side ammunition.

Their lawyer can argue you were acting recklessly, zipping between cars when you shouldn’t have been. That makes it harder to prove the other driver was mostly or fully to blame. And the insurance company will run with that story.

Can You Still Win a Claim If You Were Lane Splitting?

Even if you were lane splitting, you still have a shot at winning your claim. You just need to prove the other driver messed up worse. Maybe they didn’t use a blinker, didn’t check their mirrors, or made a sudden lane change.

If you have got evidence, you have got a fighting chance.

This is where stuff like dashcam footage, police reports, and witness statements matter. These details can paint the full picture of what really happened. If the other driver was careless, that needs to be shown clearly and quickly.

Also, don’t wait too long to talk to a lawyer. The longer you wait, the fuzzier the details get. A good attorney will know how to work around the lane splitting issue, especially if the other driver wasn’t following the rules either. It is all about shifting some of the blame back where it belongs.

Mike / Unsplash / Lane splitting is a red flag in any accident case in Louisiana. Judges and insurance adjusters don’t like it at all.

But it doesn’t mean you automatically lose. The key is proving that your actions, even if not perfect, didn’t cause the crash alone.

What Matters Most in a Lane Splitting Accident

Let’s say you were easing between cars during heavy traffic, going slow. But then a driver suddenly swerved without signaling and hit you. That is different than speeding between lanes at 60 mph. The context matters. Your behavior and theirs will both be judged.

That is why every detail counts. Where it happened, how fast you were going, and what the other driver was doing. These are all parts of the story your claim will tell. If it is articulated properly, you can still recover damages, even with lane splitting in the mix.

So, what should you do if you were in a motorcycle crash and you were lane splitting? Don’t say too much at the scene. Stick to the facts. Let the police gather the details and get medical help right away. That report could help or hurt you later.

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